Dental
Insurance
Employees
may choose dental coverage for themselves and their
eligible dependents through Delta Dental Premier or Delta
Dental EPO.
Delta
Dental Premier
With
Delta Dental Premier, you may use any dentist you wish.
If you use a dentist other than a Delta Dental Premier
dentist, you pay the difference between the actual
cost of the service and the cost approved by Delta Dental
for a covered benefit. Delta provides two free cleanings
per year, restorative care (basic fillings) covered at
80%, and major care covered at 50%. There is a $1,200
calendar year maximum benefit person. A $50 calendar year
deductible (per person) is required for basic and major
services.
Delta
Dental EPO
The
Delta Dental EPO provides coverage for services performed
only by network care providers. There is no
coverage for any service performed outside the network.
Preventive and basic care expenses are covered at 100%
for most services. All other services are paid based on a
fee schedule. There are no deductibles or maximum benefit
allowances.
