(These benefits and services are covered only when medically necessary and provided or authorized by a Medical Group Physician).
|
Prevention Plan 405
|
|
YOU PAY
|
At Medical Offices
|
Diagnostic and Treatment Services
|
Doctor or nurse visit
Allergy testing and treatment
Short-term physical, occupational and speech therapy
Therapeutic X-ray
|
$5 EACH VISIT
|
|
|
Diagnostic laboratory and X-ray services
|
NO CHARGE
|
|
|
Vision and hearing tests
|
$5 EACH VISIT
|
|
Preventive Services
|
Well baby/well child visit
Health maintenance visit.
Immunization visit
Breast screening exam and mammogram
Pap smear and exam
Colorectal cancer screening
|
NO CHARGE
|
In Designated Hospitals
(No limit on
covered days.)
|
|
Physician and surgeon services including operations, anesthesia and consultations
Lab, X-ray and other diagnostic services
Drugs. Blood, blood products and administration
Special duty nursing when prescribed
Short-term physical, occupational and speech therapy
Dressings and casts
|
NO CHARGE
|
Maternity Care
|
Inpatient
|
Physician and hospital services
|
NO CHARGE
|
|
Outpatient
|
Prenatal and postpartum visits
|
NO CHARGE
|
Emergency Services
|
In Area
|
Plan Facilities
Covered 24 hours a day at Plan-designated facilities
|
$5 EACH VISIT
|
|
|
Non-Plan Facilities
There is a charge for Emergency Services received
from non-Plan providers or facilities
|
$50 EACH VISIT
WAIVED IF HOSPITALIZED
|
|
Out of Area
|
Covered 24 hours a day
*
|
$5 EACH VISIT
|
Mental Health
|
Inpatient
|
Up to 45 days of hospital care per calendar year reduced by 1 day for each 2 sessions of day/night care
|
DAYS 1-20 NO CHARGE
DAYS 21-45/50%
|
|
Outpatient
|
Individual visits
|
VISITS 1-10/$5 EACH
VISITS 11 +/$25 EACH
|
|
|
Group visits
|
$5 EACH VISIT
|
Substance Abuse Treatment
|
Inpatient
|
Medically indicated alcohol and drug detoxification
|
NO CHARGE
|
|
Outpatient
|
Some groups may have purchased additional coverage
|
SEE ATTACHED DESCRIPTION
|
Extended Care in a Skilled Nursing Facility
|
|
For members who need skilled nursing care 24 hours a day
Custodial care is not covered
|
NO CHARGE
|
In Your Home
|
|
Health services provided in your home and prescribed by a Medical Group Physician
|
NO CHARGE
|
Hospice Care
|
|
For terminally ill patients
|
NO CHARGE
|
Ambulance Service
|
|
Provided in the Service Area if other means of transportation would adversely affect your condition
|
NO CHARGE
|